The American people clearly spoke, and the drubbing Democrats received requires looking beyond just issue polls, voting patterns, campaign strategy, or get-out-the-vote tactics.
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Overdrawn and Overworked: How Banks Are (Still) Screwing Consumers With Overdraft Fees
Overdraft fees are similar to payday loans and they perform like credit cards, but worse. So why hasn't the government cracked down on bank fee manipulation to save consumers from these predatory activities?
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“Don’t Owe, Won’t Pay”: Why Everything You’ve Been Told About Debt Is Wrong
No street protests are necessary, no confrontations with riot police, to stop payment on a credit card or student loan – the financial system is vulnerable to a few million mouse clicks.
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The State of Lending: Debt Collection and Debt Buying
As the debt collection industry grows, abusive, illegal and predatory practices have proliferated, with companies using unlawful methods to collect on debt consumers do not even owe.
